Protect What Matters. Build Your Future

Your Trusted Partner for Insurance, Mortgage & Business Lending Solutions

Welcome to Baz State

Your local, bilingual team dedicated to securing your financial future. Based in Riverside, California, we proudly operate under two trusted divisions:

  • Baz Insurance Agency — offering personalized insurance coverage for individuals, families, and businesses across California.

  • Mortgage Services — providing expert mortgage guidance and loan solutions to help you achieve your homeownership dreams.

  • Business Lending delivering fast, flexible financing solutions to help businesses grow, purchase equipment, and manage cash flow with confidence.

Let us help you protect what matters and invest in your future.

Welcome to Baz State

Your local, bilingual team dedicated to securing your financial future. Based in Riverside, California, we proudly operate under two trusted divisions:

  • Baz Insurance Agency — offering personalized insurance coverage for individuals, families, and businesses across California.

  • Mortgage Services — providing expert mortgage guidance and loan solutions to help you achieve your homeownership dreams.

Let us help you protect what matters and invest in your future.

Providing Comprehensive Insurance Solutions including Auto, Home, Life, and Commercial Insurance

Insurance & Mortgage Services

Homeowners Insurance - Protect your home and belongings with personalized coverage

At Baz Insurance Agency, we offer comprehensive solutions to protect your personal and commercial assets.

Personal Insurance:

  • Auto Insurance

  • Homeowners Insurance

  • Renters Insurance

  • Life Insurance

  • Umbrella Policies

Business Insurance:

  • Commercial Auto

  • General Liability

  • Workers’ Compensation

  • Trucking Insurance

Looking to buy a new home, refinance your current property, or invest in real estate? Our licensed Mortgage team is ready to help.

We specialize in:

  • FHA Loans

  • VA Loans

  • Conventional Loans

  • Bank Statement Loans

  • Investment Property Loans

  • First-Time Homebuyer Programs

  • Refinance Solutions

Work directly with Amrit Shehbaz Singh, our licensed Mortgage Loan Officer, to find the perfect loan for your situation.

Need capital to grow, purchase equipment, or manage cash flow? Our business lending team delivers fast and flexible funding options.

We specialize in:

  • Working Capital Loans

  • Equipment Financing

  • Lines of Credit

  • SBA Loans

  • Fix & Flip Loans

  • Bridge Loans

  • Commercial Real Estate

  • Transportation Loans

Trust Baz State for your insurance and Financial needs?

  • California Knowledge: As a Riverside-based agency, we specialize in navigating California’s specific insurance regulations and real estate trends.

  • Certified Experts: Trust your needs to our team of skilled and licensed professionals.

  • Responsive & Approachable: We’re always ready to assist, providing quick, friendly service whenever you need us.

  • Bilingual Services: Offering support in both English and Spanish to serve you better.

  • Comprehensive Solutions: Insurance, mortgage and Lending services, all in one convenient place.

Ready To Get Started Today?

Apply for Financing

TESTIMONIALS

CUSTOMER REVIEWS

⭐ “Baz State helped me find the perfect homeowners policy at a price I could afford. They explained everything so clearly. Highly recommend!”

Maria T., Riverside, CA

⭐ “I thought buying a home was impossible until I talked to Amrit at Baz State. He guided me through my first mortgage and saved me thousands.”

Luis G., San Bernardino, CA

⭐ “We insure our trucking fleet with Baz Insurance Agency. They gave us great coverage at a better rate than our previous broker.”

Jorge L., Fontana,

CA

Get In Touch

Email: 📧 [email protected]

Business Address: 4020 CHICAGO AVE # 13 RIVERSIDE, CA 92507

Mon–Sat: 9am–6pm,

4020 Chicago Ave #13, Riverside, CA 92507, USA

Frequently Asked Questions

Are you licensed in California?

Yes! Baz Insurance Agency is licensed for Property & Casualty Insurance in California, and our Mortgage Services division operates under licensed professionals.

Can I get a quote online?

Absolutely. Use our website forms for both insurance and mortgage quotes. We’ll reach out quickly!

Do you offer bilingual services?

Yes. Our team speaks English, Spanish, Punjabi and Hindi to better serve our diverse clients.

How quickly can I get mortgage pre-approval?

Many clients receive pre-approval in 24-48 hours.

Can you help businesses with insurance needs?

Yes! We specialize in business and trucking insurance for California businesses of all sizes.

Do you handle investment property loans?

Yes! We offer tailored solutions for real estate investors, including DSCR loans.

What makes Baz State different?

Our personalized approach, bilingual support, and ability to handle insurance, mortgage and Business Lending needs under one roof set us apart.

What makes Baz State different from a bank?

Banks usually only offer their own products. Baz State partners with multiple lenders, giving you more options and faster approvals.

Do you charge hidden fees?

No — our process is fully transparent. Any fees will be clearly disclosed upfront.

BAZ STATE Logo - Providing Insurance and Mortgage Solutions

Insurance License# 4095605
NMLS ID# 2490311
Equal Housing Lender / E&O Disclosure